The Center’s High Income/High Net Worth practice group is a specialized team dedicated to serving the unique financial needs of affluent individuals and families. Our group combines tailored planning and a comprehensive approach to help clients achieve their complex financial and estate goals while navigating the opportunities and challenges that come with stewarding substantial wealth (typically starting at accumulated investment and business assets in excess of $10 million). Our primary objective is to effectively manage, grow, and preserve the wealth of our clients, while also addressing their uniquely intricate circumstances such as generational wealth transfer and philanthropic endeavors. The advisors in this group possess in-depth knowledge of sophisticated financial strategies, investment vehicles, tax optimization, estate tax reduction, and other complex financial matters relevant to high income and high net worth clients. Our time proven process aims to ensure that all aspects of our client’s financial life are seamlessly integrated and optimized by collaborating with other key professionals as needed. Services and offerings include:

• Tax minimization strategies (tax harvesting, appreciated securities, income, estate, gift, and generation-skipping transfer tax minimization)

• Investment management solutions (including alternative investments, tax-managed strategies such as direct indexing, tailored bond portfolios)

• Estate and charitable planning (strategies for tax-efficient wealth transfer to next generation, donor advised funds and private foundations)

• Lending* and cash management (securities-based lending, intrafamily loans, money market and cash management solutions)

• Intergenerational wealth strategies (various estate-planning vehicles, gifting programs, longevity planning)

• Risk mitigation and management (goal planning and scenario analysis, insurance offerings, concentrated equity strategies, portfolio diversification)